Financial Planning

Do you know?

How to maximise your savings?
When the last time you genuinely did a comprehensive financial review was?
How confident are you that you have the most appropriate financial products at the best market price?
How much will you get paid by your employer in the event of an illness or accident?
Have you thought about the financial consequences of a serious illness, long-term illness or premature death?
How confident are you that you/your family are sufficiently protected?
Would your family cope financially in the event of your premature death?
What will your weekly pension be on retirement?

Neiland Financial Services - "Protecting people from the risks of everyday life"

"We will look at areas such as insurance,
savings, pensions and other ways
to help you maximize your earning potential
and protect you and your family."

Future financial planning:

Financial planning is essential in order to assess your current and desired financial position. You should have a “financial health check” at lease once a year and in particular after significant life events i.e. getting married, starting a family, starting your own business etc. you should consider the following key factors when planning your financial future:

1. Get Expert advice
You should talk to a financial consultant such as ourselves. We will analyse your current financial position, highlight any shortfalls and then put forward a recommendation to help you improve your long-term financial position.

2. Start now
Savings will allow you to have adequate access to cash when you need it. You work hard for your money and you need to ensure that its working just as hard for you. You should start saving now!

3. Think long term
When planning for the future, it is important that you consider your long-term income needs. It is worthwhile to consider starting your own pension. Over 900,000 people do not have a pension and are relying on the state pension of €238.90 per week for their future income. Would you and your family be able to survive on €238.90 per week?

4. Protection for the rainy day
It is important for both you and your family that you are adequately covered in the even of your income being dramatically reduced due to serious illness or death or long-term absence from work due to ill health.

5. Preparation is key
Many people find themselves in situations that they are not financially prepared for. Financial planning is a simple way of helping you to ensure that you achieve these goals.

Please do not underestimate the value either in terms of savings or peace of mind of reviewing your overall financial position at regular intervals, particularly in difficult economic times. It is in your best interest that you review, on a regular basis, the financial products that you have. As your circumstances change, your needs will change so it is vital to request regular reviews of your policies so that we can ensure that you are provided with up to date advice and products best suited to your needs. Failure to contact us to request a review may result in you having insufficient insurance cover and / or inappropriate investments.

Call us today for an initial meeting and financial review!

This includes assessing your current protection policies such as life assurance, critical illness cover, personal health insurance, mortgage protection and endowments to ensure your mortgage and protection needs are fulfilled at the lowest possible price.

Neiland Financial Services Ltd, Carrig House, Roche's Road, Wexford, Y35 X06K- T: 053 9146592 | F: 053 9152090 | W: www.nfs.ie
Neiland Financial Services Limited T/A Neiland Financial Services, Ace Mortgage Solutions is regulated by the Central Bank of Ireland.
Directors: Kenneth Neiland & Margaret Neiland
Registered information: Company No. 440364 Registered Office: Carrig House, Roche’s Road, Wexford, Y35 X06K